01.16.08
Financial Monitoring Template
I finally got around to creating a template to record my finances. The challenge is not listing down the normal or everyday expenses, it’s listing the incidentals. More often than not, incidental expenses are what make saving-up really hard.
LIST TIPS:
1. List how much you are saving. This should come first, not last. Of course, you need to have an idea prior to making the list of how much you will be able to put away. Make sure you make that bank deposit within 3 days of receiving your pay check. If you don’t, you’ll end up spending it.
2. Make an entry for emergency expenses. Emergency expenses are not incidentals. This fund should pay for emergencies like trips to the ER, medicine and hospital bills.
3. List all usual or normal expenses. Make sure to follow the budget plan!
4. List ALL of the incidentals. After listing them, see what you can possibly cut-down on to minimize your expenses. This list includes your weekend and party fund. You are not required to spend this money! If you don’t spend it, good for you! Add it to your savings or emergency fund.
Now, aside from keeping a monthly record TRY to keep a daily one. I do. It’s some work but it really helps you track those finances!
If you want to have a copy of my money tracker file, just leave me a message here and I’ll e-mail it to you.
Gil said,
April 9, 2008 at 4:27 am
Hey there,
Just bump on your blog, can you send me the money tracker file that you created?
Thanks and continue posting
kimsan23 said,
April 9, 2008 at 6:50 am
Hi Gil!
Thanks for visiting.
I’ll e-mail you the tenplate through the address you provided. If there’s any other e-mail address, just let me know.
Eds Wency said,
April 11, 2008 at 1:12 pm
Hi! I want a copy of your money tracker file. Could you please send it to may email addy.
Thank you!
Btw, nice site you got here, very informative! Keep it up
kimsan23 said,
April 11, 2008 at 1:32 pm
Helo Eds,
I just sent it to the e-mail address you left.
If you have any questions, just go ahead and comment here or e-mail me.
Cheers and keep on saving!
bianca said,
April 14, 2008 at 3:03 am
hi! i am interested in your money tracker file.
please email me a copy.
more power to your site!
kimsan23 said,
April 14, 2008 at 11:21 am
Hi Bianca! Thanks for visiting my site. I just e-mailed you the file. DO come back for more updates!
Harvey Torresyap said,
April 15, 2008 at 3:33 am
Hello,
Im interested with your money tracker, can I have a copy? nice work. more success to you.
kimsan23 said,
April 15, 2008 at 5:24 am
Hi Harvey! Thanks for dropping by! I just sent you the file through the e-mail you listed. If you have any questions, just e-mail me or leave a comment here.
froshie1 said,
April 15, 2008 at 5:42 am
hi, please send it also to me!
kimsan23 said,
April 15, 2008 at 10:52 am
Hi froshie1! I just sent it via the e-mail you provided. Thanks for coming over to my site. PLeas drop by again!
gerry said,
April 16, 2008 at 1:59 am
Hi!!
Great, timely post. Now this is how the Internet is properly used.
Mabuhay ka!!
Gerry
PS I would appreciate a copy of the tracker? Just what I need.
Great job!!! Please keep it up.
kimsan23 said,
April 16, 2008 at 2:05 am
Hi Gerry! Nice of you to drop by! We have some catching up to do. I’ll e-mail you the tracker within the day. It’s very simple, so don’t expect anything too sophisticated! Cheers and thanks for dropping by!
mm said,
April 20, 2008 at 9:30 am
hi! can you also send me a copy of that expense tracker? Thanks. Appreciate it.
dyona said,
April 20, 2008 at 9:55 am
Hi.
Good Day.
Can I ask for a copy of your Money Tracker file.This will help me a lot.
Good Luck to you.
dyona
kimsan23 said,
April 20, 2008 at 12:22 pm
Hi mm and dyona! Thanks for stopping by! I e-mailed you guys my tracker. Have a great day!
mica said,
April 20, 2008 at 5:23 pm
Hi! Can I have a copy of your money tracker? I’m sure it will be a big help to me, as I just started working and trying to manage my finances. Thanks!
telex said,
April 24, 2008 at 6:44 pm
hi! am also interested with your money tracker, can I have a copy?
good luck & keep on postin’!
thanx in advance!
kimsan23 said,
April 24, 2008 at 9:19 pm
Hi telex! I’ve e-mailed you the tracker. I hope you find it useful! Do drop by again.
telex said,
April 27, 2008 at 3:21 pm
k, thanx again & keep on bloggin’!
Maida said,
April 28, 2008 at 9:02 pm
Hi!
I’ve started being very vigilant on my finances as well. Your blog is helpful!
Would you mind sending me your moneytracker as well?
kimsan23 said,
April 28, 2008 at 9:35 pm
HI Maida! Thanks for visiting my blog. I’ve e-mailed you my tracker. Regards! Do come back for more updates.
lyn said,
April 29, 2008 at 10:13 pm
hi! i like ur blog its very informative. i know your moneytracker can help me organize my finances so if you dont mind kindly send it to me also.
Thanks and God bless.
kimsan23 said,
April 30, 2008 at 5:14 am
Hi lyn! Thank you for dropping by! I just sent you the money tracker. Enjoy and happy saving!
rb said,
May 9, 2008 at 4:22 pm
hi, very nice and informative blog. Can u also email me your money tracker? Thanks and enjoy!
rb
kimsan23 said,
May 9, 2008 at 7:13 pm
Hello RB! Thanks for stopping by
I have e-mailed you my tracker. Cheers!
chicsdolphin said,
September 26, 2008 at 11:30 am
Hi! I was reading an article from another website when someone referred your blog. I really find it very informative and detailed. Thanks for your sharing your knowledge to us. Only a few good people would do that. And they are the successful ones. Btw, I do track my expenses but I want to see your tracker so I can improve mine. Can you send me one? Thanks a lot! More power!
kimsan23 said,
December 9, 2008 at 3:27 pm
Hi chicsdolphin, I’d love to send you my tracker but I need an e-mail address.
Thanks for dropping in!
Annalyn said,
January 31, 2009 at 7:14 pm
Hi,
Can you also share this wonderful tracker. I’m turning 37 this February and I’d like to have my spending habits straigthened up.
It’s never too late I guess.
Thanks!
jac said,
February 2, 2009 at 3:01 pm
can u send me your sample tracker?
really inspired with your blogs..
gb
sarah said,
March 3, 2009 at 11:52 pm
hi,
can you also send me a copy of that expense tracker, please? thanks a lot.
goodluck
sarah
tes said,
April 21, 2009 at 10:38 am
I have just started reading your blog. I’m so excited to read all the other entries. If I can I’ll be reading all of it today. I’m a fanatic of these “savings” articles as I am struggling to grow my money…..for sometimes I really can’t control spending…..I do have all those excuses why I spend and spend. By the way, can you please email me the “money tracker”? Thanks!
mildred said,
April 28, 2009 at 1:52 pm
Hi, can you also send me your money tracker? Thanks a bunch!