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	<title>My First One Million Pesos</title>
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	<link>http://myfirstonemillionpesos.wordpress.com</link>
	<description>The 4 Steps to Financial Freedom -  Aspire * Achieve * Acquire * Allocate</description>
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		<title>My First One Million Pesos</title>
		<link>http://myfirstonemillionpesos.wordpress.com</link>
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			<item>
		<title>Excuse me? (an update on relief efforts)</title>
		<link>http://myfirstonemillionpesos.wordpress.com/2009/10/02/excuse-me-an-update-on-relief-efforts/</link>
		<comments>http://myfirstonemillionpesos.wordpress.com/2009/10/02/excuse-me-an-update-on-relief-efforts/#comments</comments>
		<pubDate>Fri, 02 Oct 2009 13:02:41 +0000</pubDate>
		<dc:creator>kimsan23</dc:creator>
				<category><![CDATA[personal]]></category>

		<guid isPermaLink="false">http://myfirstonemillionpesos.wordpress.com/?p=125</guid>
		<description><![CDATA[-UPDATE-
I recently got a comment in my moderation queue that said &#8220;I hate spammers and opportunists.&#8221; and marked my post as &#8220;Spam.&#8221;
Just to make things clear, this website is soliciting for typhoon victims and nothing else.  All in all, this website has donated 100 packs of toiletries (containing shampoo, bath soap, laundry soap and toothpaste) [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=myfirstonemillionpesos.wordpress.com&blog=2315332&post=125&subd=myfirstonemillionpesos&ref=&feed=1" />]]></description>
		<wfw:commentRss>http://myfirstonemillionpesos.wordpress.com/2009/10/02/excuse-me-an-update-on-relief-efforts/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">kimsan23</media:title>
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		<media:content url="http://i286.photobucket.com/albums/ll90/kimsan23/akbayan.jpg" medium="image">
			<media:title type="html">Akbayan Relief efforts</media:title>
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		<item>
		<title>Calamity Strikes &#8211; Help needed!</title>
		<link>http://myfirstonemillionpesos.wordpress.com/2009/10/01/calamity-strikes-help-needed/</link>
		<comments>http://myfirstonemillionpesos.wordpress.com/2009/10/01/calamity-strikes-help-needed/#comments</comments>
		<pubDate>Wed, 30 Sep 2009 16:35:27 +0000</pubDate>
		<dc:creator>kimsan23</dc:creator>
				<category><![CDATA[personal]]></category>

		<guid isPermaLink="false">http://myfirstonemillionpesos.wordpress.com/?p=121</guid>
		<description><![CDATA[Hi all!  I know that this post is supposed to be about something else however, given the current situation in Manila, Philippines, I&#8217;d like to take this chance to ask for help for my countrymen who were totally stripped of their belongings.
Just a backgrounder, last weekend, Typhoon Ondoy (International name: Typhoon Ketsana) hit Metro Manila [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=myfirstonemillionpesos.wordpress.com&blog=2315332&post=121&subd=myfirstonemillionpesos&ref=&feed=1" />]]></description>
		<wfw:commentRss>http://myfirstonemillionpesos.wordpress.com/2009/10/01/calamity-strikes-help-needed/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">kimsan23</media:title>
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		<item>
		<title>The Financial Review</title>
		<link>http://myfirstonemillionpesos.wordpress.com/2009/08/27/the-financial-review/</link>
		<comments>http://myfirstonemillionpesos.wordpress.com/2009/08/27/the-financial-review/#comments</comments>
		<pubDate>Wed, 26 Aug 2009 19:18:36 +0000</pubDate>
		<dc:creator>kimsan23</dc:creator>
				<category><![CDATA[4 Steps to Financial Freedom]]></category>

		<guid isPermaLink="false">http://myfirstonemillionpesos.wordpress.com/?p=119</guid>
		<description><![CDATA[It&#8217;s been almost 2 years since I&#8217;ve started trying to make my first million.  It&#8217;s been a tough journey and it&#8217;s not getting any easier!  So far I am at 40% of my goal.  I had originally planned to be at at least 60%, but my journey took lots of twists and turns &#8211;so here [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=myfirstonemillionpesos.wordpress.com&blog=2315332&post=119&subd=myfirstonemillionpesos&ref=&feed=1" />]]></description>
		<wfw:commentRss>http://myfirstonemillionpesos.wordpress.com/2009/08/27/the-financial-review/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">kimsan23</media:title>
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	</item>
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		<title>Beating the Recession</title>
		<link>http://myfirstonemillionpesos.wordpress.com/2009/07/29/beating-the-recessionbeat/</link>
		<comments>http://myfirstonemillionpesos.wordpress.com/2009/07/29/beating-the-recessionbeat/#comments</comments>
		<pubDate>Wed, 29 Jul 2009 06:48:42 +0000</pubDate>
		<dc:creator>kimsan23</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[obstacles]]></category>
		<category><![CDATA[planning]]></category>
		<category><![CDATA[saving tips]]></category>

		<guid isPermaLink="false">http://myfirstonemillionpesos.wordpress.com/?p=113</guid>
		<description><![CDATA[A few months ago, a friend of mine heard a guy in a convenience store ranting about how the recession only affects &#8220;rich&#8221; people.  The comment was basically like this: 
Recession?  We normal people won&#8217;t get affected by that!  It&#8217;s a problem for rich people!
I am surprised at how uninformed (or in denial) many people [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=myfirstonemillionpesos.wordpress.com&blog=2315332&post=113&subd=myfirstonemillionpesos&ref=&feed=1" />]]></description>
		<wfw:commentRss>http://myfirstonemillionpesos.wordpress.com/2009/07/29/beating-the-recessionbeat/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">kimsan23</media:title>
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		<item>
		<title>Medical Insurance</title>
		<link>http://myfirstonemillionpesos.wordpress.com/2009/06/21/medical-insurance/</link>
		<comments>http://myfirstonemillionpesos.wordpress.com/2009/06/21/medical-insurance/#comments</comments>
		<pubDate>Sat, 20 Jun 2009 17:22:02 +0000</pubDate>
		<dc:creator>kimsan23</dc:creator>
				<category><![CDATA[investments]]></category>
		<category><![CDATA[personal]]></category>

		<guid isPermaLink="false">http://myfirstonemillionpesos.wordpress.com/?p=110</guid>
		<description><![CDATA[Some people have argued with me about the importance of buying medical insurance.  A number have declared that they are as healthy as bulls and don&#8217;t need this &#8220;additional expense&#8221; in their lives.
Medical insurance has helped me a lot in the past years.  Since I work in a high pressure type of environment with abnormal [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=myfirstonemillionpesos.wordpress.com&blog=2315332&post=110&subd=myfirstonemillionpesos&ref=&feed=1" />]]></description>
		<wfw:commentRss>http://myfirstonemillionpesos.wordpress.com/2009/06/21/medical-insurance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">kimsan23</media:title>
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		<item>
		<title>It&#8217;s BONUS time!</title>
		<link>http://myfirstonemillionpesos.wordpress.com/2009/05/22/its-bonus-time/</link>
		<comments>http://myfirstonemillionpesos.wordpress.com/2009/05/22/its-bonus-time/#comments</comments>
		<pubDate>Fri, 22 May 2009 07:07:28 +0000</pubDate>
		<dc:creator>kimsan23</dc:creator>
				<category><![CDATA[4 Steps to Financial Freedom]]></category>
		<category><![CDATA[extra income]]></category>
		<category><![CDATA[planning]]></category>

		<guid isPermaLink="false">http://myfirstonemillionpesos.wordpress.com/?p=108</guid>
		<description><![CDATA[Most of us in the Philippines don&#8217;t get our bonuses til Christmas season.  Some of us get it quarterly or in the middle of the year.
I work for a company that has paid out bonuses both in the middle and at the end of the year.  They basically split the 13th month bonus (a mandatory [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=myfirstonemillionpesos.wordpress.com&blog=2315332&post=108&subd=myfirstonemillionpesos&ref=&feed=1" />]]></description>
		<wfw:commentRss>http://myfirstonemillionpesos.wordpress.com/2009/05/22/its-bonus-time/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">kimsan23</media:title>
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		<item>
		<title>The Objective of Saving Money for a Rainy Day</title>
		<link>http://myfirstonemillionpesos.wordpress.com/2009/05/11/the-objective-of-saving-money-for-a-rainy-day/</link>
		<comments>http://myfirstonemillionpesos.wordpress.com/2009/05/11/the-objective-of-saving-money-for-a-rainy-day/#comments</comments>
		<pubDate>Mon, 11 May 2009 11:53:08 +0000</pubDate>
		<dc:creator>kimsan23</dc:creator>
				<category><![CDATA[saving tips]]></category>

		<guid isPermaLink="false">http://myfirstonemillionpesos.wordpress.com/?p=100</guid>
		<description><![CDATA[Why did my parents always remind me to save money?  The answer was always: &#8220;Save for a rainy day.&#8221;
I  always thought it was very simple.   I fell into the trap of thinking that I was only saving for one purpose: retirement.
What are we saving for?  What are those rainy days?  Today I&#8217;m going to try [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=myfirstonemillionpesos.wordpress.com&blog=2315332&post=100&subd=myfirstonemillionpesos&ref=&feed=1" />]]></description>
		<wfw:commentRss>http://myfirstonemillionpesos.wordpress.com/2009/05/11/the-objective-of-saving-money-for-a-rainy-day/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">kimsan23</media:title>
		</media:content>
	</item>
		<item>
		<title>Book Review: 12 Steps to Build Wealth on Any Income</title>
		<link>http://myfirstonemillionpesos.wordpress.com/2009/04/30/book-review-12-steps-to-build-wealth-on-any-income/</link>
		<comments>http://myfirstonemillionpesos.wordpress.com/2009/04/30/book-review-12-steps-to-build-wealth-on-any-income/#comments</comments>
		<pubDate>Thu, 30 Apr 2009 05:51:09 +0000</pubDate>
		<dc:creator>kimsan23</dc:creator>
				<category><![CDATA[books]]></category>
		<category><![CDATA[extra income]]></category>
		<category><![CDATA[financial decisions]]></category>
		<category><![CDATA[investments]]></category>
		<category><![CDATA[loaning]]></category>
		<category><![CDATA[planning]]></category>
		<category><![CDATA[saving tips]]></category>

		<guid isPermaLink="false">http://myfirstonemillionpesos.wordpress.com/?p=91</guid>
		<description><![CDATA[I was browsing books in National Bookstore when I came across a shelf with an abundance of books on personal finance.  What&#8217;s so great about the book market now is that there are a good number of books that tackle personal finance for Filipinos.
There used to be a whole lot of books on personal finance [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=myfirstonemillionpesos.wordpress.com&blog=2315332&post=91&subd=myfirstonemillionpesos&ref=&feed=1" />]]></description>
		<wfw:commentRss>http://myfirstonemillionpesos.wordpress.com/2009/04/30/book-review-12-steps-to-build-wealth-on-any-income/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">kimsan23</media:title>
		</media:content>

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	</item>
		<item>
		<title>1/3 in 2/3 more</title>
		<link>http://myfirstonemillionpesos.wordpress.com/2009/03/30/13-in-23-more/</link>
		<comments>http://myfirstonemillionpesos.wordpress.com/2009/03/30/13-in-23-more/#comments</comments>
		<pubDate>Mon, 30 Mar 2009 05:20:26 +0000</pubDate>
		<dc:creator>kimsan23</dc:creator>
				<category><![CDATA[business]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[extra income]]></category>

		<guid isPermaLink="false">http://myfirstonemillionpesos.wordpress.com/?p=87</guid>
		<description><![CDATA[This has been one of the hardest times, really!  Saving money has become difficult specially now that I&#8217;m paying for a lot more things than before.  One great thing going on for me is the possibility of really growing my business.  Tomorrow, I&#8217;ll be doing my &#8220;costing&#8221; for my new venture.  I&#8217;m gonna start with [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=myfirstonemillionpesos.wordpress.com&blog=2315332&post=87&subd=myfirstonemillionpesos&ref=&feed=1" />]]></description>
		<wfw:commentRss>http://myfirstonemillionpesos.wordpress.com/2009/03/30/13-in-23-more/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">kimsan23</media:title>
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	</item>
		<item>
		<title>My Wundleberry</title>
		<link>http://myfirstonemillionpesos.wordpress.com/2009/03/03/mywundleberry/</link>
		<comments>http://myfirstonemillionpesos.wordpress.com/2009/03/03/mywundleberry/#comments</comments>
		<pubDate>Mon, 02 Mar 2009 20:48:51 +0000</pubDate>
		<dc:creator>kimsan23</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://myfirstonemillionpesos.wordpress.com/?p=84</guid>
		<description><![CDATA[Once upon a time, there were two bunnies, a big bunny and a little bunny who lived in a tiny burrow at the edge of a big cabbage patch.  Everyday, both bunnies worked very hard to harvest and sell cabbages in the bunny marketplace at the forest clearing.  The big bunny&#8217;s job was [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=myfirstonemillionpesos.wordpress.com&blog=2315332&post=84&subd=myfirstonemillionpesos&ref=&feed=1" />]]></description>
		<wfw:commentRss>http://myfirstonemillionpesos.wordpress.com/2009/03/03/mywundleberry/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">kimsan23</media:title>
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