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	<title>My First One Million Pesos</title>
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	<link>http://myfirstonemillionpesos.wordpress.com</link>
	<description>The 4 Steps to Financial Freedom -  Aspire * Achieve * Acquire * Allocate</description>
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		<title>My First One Million Pesos</title>
		<link>http://myfirstonemillionpesos.wordpress.com</link>
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		<item>
		<title>Buying a Memorial Plan</title>
		<link>http://myfirstonemillionpesos.wordpress.com/2010/02/26/buying-a-memorial-plan/</link>
		<comments>http://myfirstonemillionpesos.wordpress.com/2010/02/26/buying-a-memorial-plan/#comments</comments>
		<pubDate>Thu, 25 Feb 2010 18:01:52 +0000</pubDate>
		<dc:creator>kimsan23</dc:creator>
				<category><![CDATA[personal]]></category>
		<category><![CDATA[planning]]></category>

		<guid isPermaLink="false">http://myfirstonemillionpesos.wordpress.com/?p=140</guid>
		<description><![CDATA[Dying is a fact of life&#8230;. When a person dies, it&#8217;s not just about ceasing to live and getting buried but also about preparations for a wake, getting permits, looking for a mortuary, buying a coffin, as well arranging a burial or cremation.  These processes cost money and could be quite expensive if spent on [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=myfirstonemillionpesos.wordpress.com&amp;blog=2315332&amp;post=140&amp;subd=myfirstonemillionpesos&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://myfirstonemillionpesos.wordpress.com/2010/02/26/buying-a-memorial-plan/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
	
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			<media:title type="html">kimsan23</media:title>
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		<title>Saving on Long Distance Calls</title>
		<link>http://myfirstonemillionpesos.wordpress.com/2010/01/26/saving-on-long-distance-calls/</link>
		<comments>http://myfirstonemillionpesos.wordpress.com/2010/01/26/saving-on-long-distance-calls/#comments</comments>
		<pubDate>Tue, 26 Jan 2010 13:33:56 +0000</pubDate>
		<dc:creator>kimsan23</dc:creator>
				<category><![CDATA[saving tips]]></category>

		<guid isPermaLink="false">http://myfirstonemillionpesos.wordpress.com/?p=137</guid>
		<description><![CDATA[My family is mostly in North America. In the past years, I used to pay over $0.40 per minute every time I call them up to check on them. Even my cellphone company that offers up to $0.10 per minute got way too expensive for me. It took a while for me to realize that [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=myfirstonemillionpesos.wordpress.com&amp;blog=2315332&amp;post=137&amp;subd=myfirstonemillionpesos&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">kimsan23</media:title>
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		<title>A review of 2009 Goals</title>
		<link>http://myfirstonemillionpesos.wordpress.com/2010/01/25/a-review-of-2009-goals/</link>
		<comments>http://myfirstonemillionpesos.wordpress.com/2010/01/25/a-review-of-2009-goals/#comments</comments>
		<pubDate>Mon, 25 Jan 2010 13:45:07 +0000</pubDate>
		<dc:creator>kimsan23</dc:creator>
				<category><![CDATA[personal]]></category>
		<category><![CDATA[planning]]></category>

		<guid isPermaLink="false">http://myfirstonemillionpesos.wordpress.com/?p=132</guid>
		<description><![CDATA[Last 2009, I made a list of actual financial, career and business goals.  Here is what actually happened to those: 1. Find more freelance work to earn more: 2009 did not bring me a lot of freelance work, just a few engagements since I was very very busy! managed to teach a few more self [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=myfirstonemillionpesos.wordpress.com&amp;blog=2315332&amp;post=132&amp;subd=myfirstonemillionpesos&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">kimsan23</media:title>
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		<title>Welcome 2010!</title>
		<link>http://myfirstonemillionpesos.wordpress.com/2010/01/05/welcome_2010/</link>
		<comments>http://myfirstonemillionpesos.wordpress.com/2010/01/05/welcome_2010/#comments</comments>
		<pubDate>Mon, 04 Jan 2010 19:31:16 +0000</pubDate>
		<dc:creator>kimsan23</dc:creator>
				<category><![CDATA[personal]]></category>
		<category><![CDATA[planning]]></category>

		<guid isPermaLink="false">http://myfirstonemillionpesos.wordpress.com/?p=130</guid>
		<description><![CDATA[Welcome 2010! As part of my New Year&#8217;s list of resolutions, I have decided to update this blog more frequently than just once a month.  I even missed November and December due to a lot of pre, during and post holiday stress. I&#8217;d like to thank my readers for staying on despite my inability to [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=myfirstonemillionpesos.wordpress.com&amp;blog=2315332&amp;post=130&amp;subd=myfirstonemillionpesos&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">kimsan23</media:title>
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		<title>Excuse me? (an update on relief efforts)</title>
		<link>http://myfirstonemillionpesos.wordpress.com/2009/10/02/excuse-me-an-update-on-relief-efforts/</link>
		<comments>http://myfirstonemillionpesos.wordpress.com/2009/10/02/excuse-me-an-update-on-relief-efforts/#comments</comments>
		<pubDate>Fri, 02 Oct 2009 13:02:41 +0000</pubDate>
		<dc:creator>kimsan23</dc:creator>
				<category><![CDATA[personal]]></category>

		<guid isPermaLink="false">http://myfirstonemillionpesos.wordpress.com/?p=125</guid>
		<description><![CDATA[-UPDATE- I recently got a comment in my moderation queue that said &#8220;I hate spammers and opportunists.&#8221; and marked my post as &#8220;Spam.&#8221; Just to make things clear, this website is soliciting for typhoon victims and nothing else.  All in all, this website has donated 100 packs of toiletries (containing shampoo, bath soap, laundry soap [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=myfirstonemillionpesos.wordpress.com&amp;blog=2315332&amp;post=125&amp;subd=myfirstonemillionpesos&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>4</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">kimsan23</media:title>
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			<media:title type="html">Akbayan Relief efforts</media:title>
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		<title>Calamity Strikes &#8211; Help needed!</title>
		<link>http://myfirstonemillionpesos.wordpress.com/2009/10/01/calamity-strikes-help-needed/</link>
		<comments>http://myfirstonemillionpesos.wordpress.com/2009/10/01/calamity-strikes-help-needed/#comments</comments>
		<pubDate>Wed, 30 Sep 2009 16:35:27 +0000</pubDate>
		<dc:creator>kimsan23</dc:creator>
				<category><![CDATA[personal]]></category>

		<guid isPermaLink="false">http://myfirstonemillionpesos.wordpress.com/?p=121</guid>
		<description><![CDATA[Hi all!  I know that this post is supposed to be about something else however, given the current situation in Manila, Philippines, I&#8217;d like to take this chance to ask for help for my countrymen who were totally stripped of their belongings. Just a backgrounder, last weekend, Typhoon Ondoy (International name: Typhoon Ketsana) hit Metro [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=myfirstonemillionpesos.wordpress.com&amp;blog=2315332&amp;post=121&amp;subd=myfirstonemillionpesos&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://myfirstonemillionpesos.wordpress.com/2009/10/01/calamity-strikes-help-needed/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">kimsan23</media:title>
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		<item>
		<title>The Financial Review</title>
		<link>http://myfirstonemillionpesos.wordpress.com/2009/08/27/the-financial-review/</link>
		<comments>http://myfirstonemillionpesos.wordpress.com/2009/08/27/the-financial-review/#comments</comments>
		<pubDate>Wed, 26 Aug 2009 19:18:36 +0000</pubDate>
		<dc:creator>kimsan23</dc:creator>
				<category><![CDATA[4 Steps to Financial Freedom]]></category>

		<guid isPermaLink="false">http://myfirstonemillionpesos.wordpress.com/?p=119</guid>
		<description><![CDATA[It&#8217;s been almost 2 years since I&#8217;ve started trying to make my first million.  It&#8217;s been a tough journey and it&#8217;s not getting any easier!  So far I am at 40% of my goal.  I had originally planned to be at at least 60%, but my journey took lots of twists and turns &#8211;so here [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=myfirstonemillionpesos.wordpress.com&amp;blog=2315332&amp;post=119&amp;subd=myfirstonemillionpesos&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://myfirstonemillionpesos.wordpress.com/2009/08/27/the-financial-review/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">kimsan23</media:title>
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		<title>Beating the Recession</title>
		<link>http://myfirstonemillionpesos.wordpress.com/2009/07/29/beating-the-recessionbeat/</link>
		<comments>http://myfirstonemillionpesos.wordpress.com/2009/07/29/beating-the-recessionbeat/#comments</comments>
		<pubDate>Wed, 29 Jul 2009 06:48:42 +0000</pubDate>
		<dc:creator>kimsan23</dc:creator>
				<category><![CDATA[obstacles]]></category>
		<category><![CDATA[planning]]></category>
		<category><![CDATA[saving tips]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://myfirstonemillionpesos.wordpress.com/?p=113</guid>
		<description><![CDATA[A few months ago, a friend of mine heard a guy in a convenience store ranting about how the recession only affects &#8220;rich&#8221; people.  The comment was basically like this: Recession?  We normal people won&#8217;t get affected by that!  It&#8217;s a problem for rich people! I am surprised at how uninformed (or in denial) many [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=myfirstonemillionpesos.wordpress.com&amp;blog=2315332&amp;post=113&amp;subd=myfirstonemillionpesos&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://myfirstonemillionpesos.wordpress.com/2009/07/29/beating-the-recessionbeat/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">kimsan23</media:title>
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		<item>
		<title>Medical Insurance</title>
		<link>http://myfirstonemillionpesos.wordpress.com/2009/06/21/medical-insurance/</link>
		<comments>http://myfirstonemillionpesos.wordpress.com/2009/06/21/medical-insurance/#comments</comments>
		<pubDate>Sat, 20 Jun 2009 17:22:02 +0000</pubDate>
		<dc:creator>kimsan23</dc:creator>
				<category><![CDATA[investments]]></category>
		<category><![CDATA[personal]]></category>

		<guid isPermaLink="false">http://myfirstonemillionpesos.wordpress.com/?p=110</guid>
		<description><![CDATA[Some people have argued with me about the importance of buying medical insurance.  A number have declared that they are as healthy as bulls and don&#8217;t need this &#8220;additional expense&#8221; in their lives. Medical insurance has helped me a lot in the past years.  Since I work in a high pressure type of environment with [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=myfirstonemillionpesos.wordpress.com&amp;blog=2315332&amp;post=110&amp;subd=myfirstonemillionpesos&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://myfirstonemillionpesos.wordpress.com/2009/06/21/medical-insurance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">kimsan23</media:title>
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		<title>It&#8217;s BONUS time!</title>
		<link>http://myfirstonemillionpesos.wordpress.com/2009/05/22/its-bonus-time/</link>
		<comments>http://myfirstonemillionpesos.wordpress.com/2009/05/22/its-bonus-time/#comments</comments>
		<pubDate>Fri, 22 May 2009 07:07:28 +0000</pubDate>
		<dc:creator>kimsan23</dc:creator>
				<category><![CDATA[4 Steps to Financial Freedom]]></category>
		<category><![CDATA[extra income]]></category>
		<category><![CDATA[planning]]></category>

		<guid isPermaLink="false">http://myfirstonemillionpesos.wordpress.com/?p=108</guid>
		<description><![CDATA[Most of us in the Philippines don&#8217;t get our bonuses til Christmas season.  Some of us get it quarterly or in the middle of the year. I work for a company that has paid out bonuses both in the middle and at the end of the year.  They basically split the 13th month bonus (a [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=myfirstonemillionpesos.wordpress.com&amp;blog=2315332&amp;post=108&amp;subd=myfirstonemillionpesos&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://myfirstonemillionpesos.wordpress.com/2009/05/22/its-bonus-time/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
	
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			<media:title type="html">kimsan23</media:title>
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